Attention holidaymakers: This is how you avoid hidden expenses abroad!
Attention holidaymakers: This is how you avoid hidden expenses abroad!
The best time of the year is just around the corner: the vacation calls! But be careful when paying and lifting abroad can quickly set an expensive surprise. Especially in non-euro countries, travelers should look closely, because the use of plastic cards harbors hidden costs that can be added quickly. The [Workers' Chamber of Vienna] (https://www.meinbezirk.at/wien/teure-spesfalle-beim-bahl- and-abheben-im-ausland_a7427612) impressively confirmed this in a current test.
The numbers speak for themselves: If you want to withdraw 400 euros in Turkey, for example, you have to expect up to 20 euros. No better conditions can also be expected in Great Britain. These fluctuations in the fees often depend on the type of card used and the respective bank and can not only burden your vacation financially, but also cloud the mood while traveling!
hidden costs: A closer look is required
in the euro area, for example in countries such as Spain or Italy, it looks cheaper when paying with debit cards, here there are usually no direct expenses. However, vacationers must expect average booking fees of 34 cents per transaction. If you take out money from machines, you should be particularly careful: in Croatia or Germany, private operators request up to ten euros.
The Chamber of Labor (AK) recommends comparing the fees and long -term costs of the cards used in advance. When lifting with credit cards, the fees can also be rained quickly: these are between three and 3.3 percent of the withdrawal amount, often supplemented by a minimum fee of 2.50 euros to four euros. Dynamic currency bills for money output machines are particularly tricky that can lead to unfavorable courses and a surcharge.
The correct choice of means of payment
Caution should be taken for money withdrawals in non-euro countries: to withdraw smaller amounts, it can turn out to be unprofitable. Instead, it is advisable to raise larger sums to minimize the costs per transaction. The average of 0.75 percent plus 1.09 euros for payments with the ATM card and 0.75 percent plus 1.82 euros for withdrawals can quickly lead to a high sum for several transactions.
A sensible tip is: Information about the bank's fees and conditions before starting the trip. The conversation with the bank can help avoid many unpleasant surprises. Prepaid cards in particular have proven to be advantageous because they enable better cost control, even if they often trigger higher fees on ATMs.
In conclusion, it remains to be said: In the EEA region and especially in euro countries, the use of the EC or current card is usually free of charge-which makes it easier to pay and take off on vacation. A well -planned financial strategy is the be -all and end -all for a stress -free stay abroad. So travelers should carefully consider when and how they get their money. Ultimately, it can be worthwhile to pick up cash instead of card payments, depending on the market and exchange rate situation.A nice vacation shouldn't cost anything that it is not worth - so watch out and well informed on the next adventure!
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| Ort | Türkei, Land |
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